Loan and Mortgage(TM), Software License Agreement
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Copyright (C) 1997-1998, FELITEC Inc.
All rights reserved.

TRADEMARKS
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  Loan and Mortgage is a trademark of FELITEC Inc. All other trademarks are 
  the property of their respective company.

  This Agreement governs your use of the current FELITEC Inc. software 
  product along with the documentation, manuals, disks and/or any other 
  material associated with it (the "Software"). BY USING THE SOFTWARE, 
  EITHER FOR EVALUATION, AFTER HAVING PURCHASED A LICENSE OR IN ANY OTHER 
  CIRCUMSTANCE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS 
  AGREEMENT.


GRANT OF LICENSE
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  Subject to the provisions contained herein, FELITEC Inc. (herein 
  "FELITEC") hereby grants you a non-exclusive 30-day license to use its 
  accompanying proprietary software ("Software"), described as Loan and 
  Mortgage, free of charge for the sole purpose of evaluating whether to 
  purchase an ongoing license to the Software. This Agreement permits you 
  to use one copy of the Software for a maximum period of 30 days. Beyond 
  the 30-day evaluation period, you must purchase a license in order to 
  continue using the Software. The Software may be installed on a network 
  provided you have purchased a license for each user of the Software on 
  the network. The Software is "in use" on a computer when it is loaded 
  into the temporary memory (i.e., RAM) or installed into the permanent 
  memory (e.g., hard disk or other storage device) of that computer.


REGISTRATION NUMBER AND SECURITY CODE
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  Users who have received a Registration Number and Security Code must 
  keep this information confidential. Each Registration Number and Security 
  Code combination is unique and should under no circumstance be revealed 
  to anyone other than qualified staff of FELITEC for identification 
  purposes on technical support assistance. You may not under any 
  circumstance try to reverse engineer or modify the Registration File 
  associated with the Software. You may not copy the Registration File for 
  any other reason than backup purposes.


COPYRIGHT AND RESTRICTIONS
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  The Software is owned by FELITEC and is protected by Canadian and 
  United States copyright laws and international treaty provisions. 
  FELITEC retains all rights not expressly granted. You must treat the 
  Software like any other copyrighted material, except that you may make 
  one copy of the Software solely for backup or archival purposes. 
  You may not rent or lease the Software but you may transfer your rights 
  under this Agreement on a permanent basis provided you transfer the 
  license granted by this Agreement, the Software and all associated 
  material, retain no copies and the recipient agrees to the terms of 
  this Agreement. You may not reverse engineer, decompile or disassemble 
  the Software, except to the extent the foregoing restriction is 
  expressly prohibited by applicable law.


EVALUATION COPY DISTRIBUTION
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  You may distribute copies of the installation program and associated 
  files for evaluation purposes provided that you DO NOT DISTRIBUTE THE 
  REGISTRATION FILE CREATED DURING THE INSTALLATION PROCESS NOR THE 
  REGISTRATION NUMBER AND/OR SECURITY CODE YOU RECEIVED upon registering 
  the Software. You may not charge any fee for such distribution unless 
  you obtain a written permission from FELITEC prior to do so.


WARRANTY DISCLAIMER. 
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  FELITEC DISCLAIMS ALL WARRANTIES RELATING TO THIS SOFTWARE, WHETHER 
  EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES 
  OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL SUCH 
  WARRANTIES ARE EXPRESSLY AND SPECIFICALLY DISCLAIMED. NEITHER FELITEC 
  NOR ANYONE ELSE WHO HAS BEEN INVOLVED IN THE CREATION, PRODUCTION, OR 
  DELIVERY OF THIS SOFTWARE SHALL BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, 
  OR INCIDENTAL DAMAGES ARISING OUT OF THE USE OR INABILITY TO USE SUCH 
  SOFTWARE EVEN IF FELITEC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH 
  DAMAGES OR CLAIMS. IN NO EVENT SHALL FELITEC'S LIABILITY FOR ANY DAMAGES 
  EVER EXCEED THE PRICE PAID FOR THE LICENSE TO USE THE SOFTWARE, REGARDLESS 
  OF THE FORM OF CLAIM. THE PERSON USING THE SOFTWARE BEARS ALL RISK AS TO 
  THE QUALITY AND PERFORMANCE OF THE SOFTWARE.

  Some states do not allow the exclusion of the limit of liability for 
  consequential or incidental damages, so the above limitation may not 
  apply to you.

  This agreement shall be governed by the laws of the Province of 
  British Columbia and shall inure to the benefit of FELITEC Inc. and 
  any successors, administrators, heirs and assigns. Any action or 
  proceeding brought only in a PROVINCIAL or FEDERAL COURT of competent 
  jurisdiction located in the Vancouver district of British Columbia.

